Tucked into the lush, mountain-framed hills of Ahuimanu, this 3-bed, 1.5-bath single-level home offers rare privacy just minutes from town, surrounded by mature tropical landscaping and sweeping Ko'olau mountain views on a fenced, level 3195 sq ft lot with paved private road frontage. Inside, fresh paint throughout and warm vinyl flooring lead to a light-filled great room that flows seamlessly to a landscaped patio, perfect for quiet mornings or entertaining under the mountains. A brand-new $80k septic tank conversion is being installed this month, giving buyers major peace of mind for years to come. This home also features an assumable VA loan at a 2.75% rate, virtually impossible to find in today's market, with a principal balance of $762,915 and PITI of just $3,902.46 per month, a rare opportunity for qualified buyers to lock in historic low payments. Just minutes from Ho'omaluhia Botanical Garden, the Ahuimanu Falls and Pu'u Ma'eli'eli hiking trails, Kaneohe Bay, and Ko'olau Center and Windward Mall for shopping and dining, this private, move-in-ready retreat offers the best of both worlds: secluded, lush tranquility and easy access to everything Windward Oahu has to offer.